If the tree was dead and dying and you notified.
The insurance company of the damaged home is responsible unless the tree was neglected or had a known deft by its owner.
} Your liability for damages that occur when a tree on your property falls on your neighbor’s property is not clear cut. Alessandro Boulevard Moreno Valley, CA Jul 26, Lilia Chavez from Famolca Insurance Agency. Answered on Jul 26th, The correct answer is if a neighbors tree falls on your property and causes damage your property, your Homeowners insurance is responsible unless you can prove that the tree was diseased or dead.
So basically they have to be negligent in their actions.
Posted on Oct 30, Trees.
If your tree falls on your neighbor’s house, the basic Moreno Valley CA is that the insurance policy of the property that was damaged pays for the loss.
In other words, if your tree falls on your neighbor’s house, your neighbor’s homeowner’s insurance covers the damage to your neighbor’s house. Jul 13, If your tree falls onto a neighbor's property, it might not make a sound, but you may be liable. Trees can fall for any number of different reasons: construction, heavy storms, and even just the natural end of a tree's shrubdrop.clubted Reading Time: 3 mins.